The right protection for every buyer. Recommended by the system.
Protect IQ is an intelligence layer that powers the Trnsact Protect Menu, replacing static product lists with optimized, explainable recommendations that reduce training burden and increase attachment.
The problem today
- Sales and F&I teams must memorize dozens of warranty and insurance options
- Product rules, exclusions, and pricing change frequently
- Poor recommendations increase buyer confusion and erode trust
- Inconsistent guidance leads to missed attachment and lost margin
- Buyers see a lump-sum price that doesn't connect to how they manage operating costs
What Protect IQ delivers
- Guided recommendations embedded directly in the deal workflow
- Adapts automatically as products, pricing, and rules change
- Clear reasoning behind every recommendation, shareable with the buyer
- Consistent, compliant menus across every store in the network
- TCO projection in the buyer's native cost language: per mile, per hour, or per day
Protect IQ balances expertise from across the deal.
Structured questions, qualification logic, and optimization rules combine inputs from every stakeholder to generate a ranked, right-sized protection menu.
Buyer Inputs
Usage profile, duty cycle, operating conditions, risk tolerance, and budget sensitivity. These inputs also set the cost denominator (per mile for trucks, per operating hour for equipment) so pricing aligns with how the buyer manages costs.
Explore buyer questions →Asset Context
Equipment type, value, age, configuration, known failure patterns, and risk profiles for the specific machine.
Partner Intelligence
Warranty and insurance provider rules, product fit guidance, exclusions, and coverage strengths by use case.
Dealer / OEM Config
Preferred products, margin and attachment priorities, network-level consistency, and local compliance rules.
From qualification to recommendation in one step.
Protect IQ runs inside the Trnsact Protect Menu. No separate tool, no extra tab. It evaluates, ranks, and explains in real time as the deal is built.
Five questions. Thirty seconds. Fully personalized menu.
Each buyer answer directly changes what products are shown, how they're ranked, and how cost is presented (per month, per day, per mile, or per operating hour). Click any option below to see the recommendation logic.
Present coverage the way buyers think about costs.
Truck operators think in cost-per-mile. Construction contractors think in cost-per-operating-hour. Owner-operators think in daily overhead. A monthly payment number alone doesn't connect to how buyers manage their equipment costs.
Protect IQ translates protection pricing into the buyer's native cost language (per mile, per operating hour, or per day) and projects total cost of ownership over the life of the asset so tradeoffs are visible before the buyer signs.
Value for every stakeholder.
Protect IQ creates better outcomes across the entire transaction ecosystem, from the sales desk to the network level.
Dealers
Reduced training and ramp time for sales and F&I teams. Higher attachment rates through relevance, not pressure. Faster sales cycles with guided, explainable recommendations.
Buyers
Clear, relevant protection options matched to actual usage. Cost presented in the buyer's native language (per mile, per operating hour, or per day) so coverage integrates naturally into their operating cost model. Full TCO projection over the ownership period.
OEMs
Consistent protection strategy across the dealer network with room for local flexibility. Future-proofed as products, pricing, and partners evolve over time.
Partners
Better-qualified placements and improved product performance. Configurable rules ensure product expertise is reflected at point of sale across every dealer.
Make protection intelligent,
efficient, and buyer-centric.
See how Protect IQ transforms the Trnsact Protect Menu into an adaptive decision engine for your network.