SOLUTIONS OVERVIEW

Every Step of the Deal. One Platform.

From the first credit application to the final signature, Trnsact connects quotes, lender routing, protection products, and compliance into a single digital record. Dealers run the process. Lenders get clean files. OEMs and partners stay in sync. 350+ dealer locations and counting.

Optimized Workflows

One record at the center.

Trnsact keeps a single digital record at the center of the transaction so every step adds to the same source of truth.

From the buyer’s first application to final signature, everyone is working from the same up to date record.

Dealers

Run one connected process under your brand. Send a link, see status update live, and keep every document, approval, and note with the deal.

Lenders

Receive complete, standardized intake with compliance evidence attached. Post conditions and decisions back to the same record your dealers already use.

OEMs

Publish programs and specs once, have them applied correctly in the field, and see adoption and outcomes by dealer and region.

Insurance & warranty providers

Have products presented in the natural flow of quoting, with enrollments completed digitally and performance visible by store, dealer group, and channel.

Buyers

Review, apply, and sign from anywhere through a dealer branded experience that always ties back to the same record.

Send branded credit applications

Your buyers’ first experience is your brand. Send a secure credit application by email, text, or QR code using your OCA (Online Credit Application). Customers complete it from any device. Required fields and identity checks are enforced automatically. By the time the app reaches your lenders, it is complete, compliant, and ready for decisioning.

Real time quoting

Build quotes from live inventory and current OEM programs inside your Finance Desk. Taxes, fees, and terms update as the deal changes. When lender responses come back or a buyer adjusts their application, the quote reflects it without starting over. Your team quotes accurately the first time, every time.

Route to your preferred lenders

Trnsact highlights which of your preferred lenders fit each deal based on buyer profile, equipment, and program rules. Your team picks where to send. Submissions go out complete with compliance evidence. If a buyer gets denied, FastTrack automatically resubmits to other lenders. No new paperwork.

Offer protection on every deal

Your Protect Menu surfaces eligible warranties, insurance, and protection products alongside every quote. Dealers using Proposal Builder to present financing and protection together are selling 3x more products per deal. Protect IQ recommends the right products for each buyer automatically, so your team does not need to memorize every option.

Data that fits your system

Insights and Compliance.

Insights and compliance live in the same platform as your deals.

Compliance Built-In

Required fields, documents, and disclosures are enforced when applications and quotes are created.

Verified at Submission

Identity checks, consents, and enrollments are captured on the record as work happens.

Complete Audit Trail

Reporting shows penetration, adoption, and performance by store, dealer group, and partner.

Every deal builds a complete audit trail automatically. OFAC screening, identity verification, consent capture, and document encryption happen in the background. Reporting shows finance penetration, protection attach rates, and deal performance by store, group, or region.