Beckham Thomas is a seasoned entrepreneur with expertise extending across the capital equipment, specialty finance, aviation, and technology sectors. He has served as a trusted advisor to numerous companies, helping to shape their business strategies, drive digital transformations, and provide expert counsel on corporate finance. Recognizing the pressing need for enhanced efficiency in the equipment sales process, he spearheaded the funding of TRNSACT. As the CEO of TRNSACT,  Beckham leads the development of the enterprise SaaS platform, which caters to the $1.7T US equipment sales market, revolutionizing it with cutting-edge digital F&I tools.

In the last decade, Thomas has been instrumental in advising equipment manufacturers and dealer groups on strategic and financial matters, including alternative equipment ownership models such as Hardware-as-a-Service. His resume includes distinguished roles as Director at Culver Pacific Capital Partners and Vice President at Foundation Capital. 

Beckham’s educational background includes an Economics degree from The George Washington University School, and a Law Degree (JD) in Banking, Corporate Finance, and Securities from Whittier Law School of Business. 

Vijay Patil joined Trnsact after he successfully established Yamaha Motor’s captive finance operation in the USA ground up. As a member of the founding team, he built Yamaha Motor’s systems, vendor setup, scorecards, credit and funding processes, underwriting infrastructure, and servicing organization. The captive also in-sourced Commercial Lending, Retail Credit Card, and Prime Installment businesses from Wells Fargo, Capital One, and Synchrony Bank to offer credit products to over 3200 dealers nationwide. As Yamaha’s Chief Risk & Strategy Officer, he also led their Global Action Team on Risk Management that was tasked with standardizing Credit Infrastructure and Risk Management across global finance operations.

Prior to Yamaha, Patil set up and managed Risk Management and Credit Operations for Mitsubishi Motors Credit of America, after the end of the Mitsubishi – Merrill Lynch Bank JV. His prior positions include Vice President of Risk Management at HSBC Auto Finance USA, SAP Consultant at Geosoft Technologies, and Dy Manager at SI Group India.

Patil has completed an Engineering degree from VJTI, Mumbai, MBA in Information Systems and Finance from The University of Toledo Ohio, and Strategic Decisions and Risk Management program from Stanford University.

Brett Davis joined Trnsact after holding numerous leadership roles in his 25-year tenure at CNH Industrial. He served as a President and Chairman of CNH Industrial Capital, President of CNH Latin America Financial Services, Vice President of New Holland North America, and President for Banco CNH Industrial Capital in Brazil. He directed the P&L of the North American division of the New Holland Brand (Agriculture & Construction equipment), leading a team of 500 direct and indirect employees, guiding over $1.5B in annual sales.

At CNH, he was hand-picked for North America and international leadership assignments, from establishing startups in Argentina and Brazil to guiding the overall growth and profitability of the NYSE conglomerate. He led sweeping transformations that have increased profits and market share for CNH and its global subsidiaries.

Davis holds a Bachelor’s Degree and Law Degree (JD) from Pennsylvania State University.

Ross Stites is the VP of Partnerships and manages the Equipment Dealer Program at Trnsact and brings two decades of Credit Risk Management and Underwriting experience to the leadership team. Prior to Trnsact, he had served as a Senior Vice President of Credit for Culver Pacific Capital Partners. At Alliance Funding Group, he was responsible for analyzing new deals for internal approval, and for syndicating deals to bank partners. In 2007, he was named AFG Employee of the Year.

Stites’ prior experiences also include District Sales Manager at Financial Federal Credit Inc. and Credit Analyst at CitiCapital. At Citi, he was responsible for analyzing new credit submittals, managing all aspects of the approval and funding process.

Stites is a graduate of The University of California, Irvine where he studied social sciences.